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What Is A Short Sale?

A short sale is a sale of real estate in which the proceeds from selling the property will fall short of the balance of debts secured by liens against the property and the property owner cannot afford to repay the liens' full amounts, whereby the lien holders agree to release their lien on the real estate and accept less than the amount owed on the debt.  Any unpaid balance owed to the creditors is known as a deficiency.  Short sale agreements do not necessarily release borrowers from their obligations to repay any deficiencies of the loans, unless specifically agreed to between the parties.


A short sale is often used as an alternative to foreclosure because it mitigates additional fees and cost to both the creditor and buyer; however both will often result in a negative credit report against the property owner.


Why Use Our Short Sale Team?


We have developed a team of local professionals, starting with four Century 21 Advantage "Certified Distressed Property Experts" (CDPE) as well as a Bankruptcy and Foreclosure Attorney, Title Company, a HUD Certified Counselor and CPA.


Your Team of Short Sale Experts will be with you every step of the way to ensure that you and your family have the answers to all your questions before you start the Short Sale Process.


So, if the "hand writing is on the wall" or if you are already behind on your payments ... Please call us today and lets get you on your way to a New Beginning.